Terms and Conditions

1. Acceptance of Terms

By using the Service, you confirm that you are at least eighteen (18) years of age, or the age of legal majority in your jurisdiction, and that you have the legal capacity to enter into a binding agreement with Raven Trustome. If you are using the Service on behalf of a business or organisation, you confirm that you have the authority to bind that entity to these Terms.

2. Description of Service

Raven Trustome provides informational content, tools, and resources related to capital allocation concepts. The Service is intended to support general understanding and decision-making processes; it does not constitute financial, investment, tax, or legal advice, and no part of the Service should be interpreted as a recommendation to buy, sell, or hold any financial instrument.

Raven Trustome makes no guarantee regarding the accuracy, completeness, or timeliness of any information presented, and reserves the right to modify, suspend, or discontinue any part of the Service at any time without prior notice.

3. No Financial Advice

Nothing contained on this website or within the Service should be construed as personalised financial advice. Raven Trustome is not a registered investment adviser, broker-dealer, or financial institution. Any decisions made based on information obtained through the Service are made solely at your own risk, and you are encouraged to consult a qualified, independent financial professional before making any financial decision.

4. User Responsibilities

• You agree to provide accurate information when interacting with the Service, where applicable.
• You agree not to use the Service for any unlawful, fraudulent, or harmful purpose.
• You agree not to attempt to interfere with, disrupt, or gain unauthorised access to the Service, its servers, or any connected networks.
• You agree not to copy, reproduce, distribute, or create derivative works from the Service's content without prior written consent.
• You are responsible for maintaining the confidentiality of any account credentials associated with your use of the Service, where applicable.

5. Intellectual Property

All content, design elements, text, graphics, logos, and software associated with the Service are the property of Raven Trustome or its licensors and are protected by applicable intellectual property laws. No licence or right is granted to you except the limited right to access and use the Service for its intended personal or internal business purpose.

6. Third-Party Links and Services

The Service may contain links to third-party websites or reference third-party tools that are not owned or controlled by Raven Trustome. We assume no responsibility for the content, privacy practices, or accuracy of any third-party resource, and inclusion of such links does not imply endorsement.

7. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or uninterrupted and error-free operation. Raven Trustome does not warrant that the Service will meet your specific requirements or that any errors will be corrected.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Raven Trustome, its directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, goodwill, or other intangible losses, arising from or related to your use of, or inability to use, the Service, regardless of the legal theory on which such claim is based.

9. Indemnification

You agree to indemnify and hold harmless Raven Trustome and its affiliates, officers, and employees from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your infringement of any third-party right.

10. Termination

Raven Trustome reserves the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, Raven Trustome, or third parties, or for any other reason at our sole discretion.

11. Changes to These Terms

Raven Trustome may revise these Terms from time to time. Any changes will be posted on this page with an updated revision date. Your continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Raven Trustome operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable mandatory law.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that the remaining Terms remain in full force and effect.